And on todays episode, youre going to hear about their landscaping, their travel, and their childrens mattresses. So, you wrote, we have a 10 million-dollar net worth and 2.5 million-dollar income, and we still share a Netflix password. Were worth $5 million, but my wife nearly canceled our trip to save $200, Episode 39. Ramit Sethi: [00:38:09] Is that true, Michelle? One of the worst things you can do with your finances is let them run unfettered. He has a set of 10 money rules that help him keep his finances on track. In the latest release of Power BI, customers can access data Charles: [00:14:18] Yes and no. It's a quick interview with one of our heroes, Ramit Sethi, and we talk about changing your career and your life this year! Charles: [00:24:24] No, I cant see it. Maybe buying this condo was a mistake (Part 2), Episode 49. He originally signed up for the 35,000-dollar Tesla until we found out what the actual body looked like, and then he like upgrade it a little bit. My wife is going to divorce me unless I can stop being so cheap, Episode 19. There are probably more areas where Im cheap and a lot less areas where I am a bit extravagant. You know why? If you're using thewrong credit or debit card, it could be costing you serious money. Get Make It newsletters delivered to your inbox, Learn more about the world of CNBC Make It, 2023 CNBC LLC. Listen as you hear Michelles response now. And I could frankly say that I have been unfair. Imagine youre wearing a pair of glasses. Ramit Sethi: [00:33:26] Charles and I spent some time talking about money lenses. Yup, totally hijaked this from your Instagram.. As a thank you for giving so many people (including myself) the tools to crush it at life, I want to repay the favor. If I add any more to our $50,000 credit card debt, he will ask for a divorce (Part 1), Episode 79. "My wife wants to quit her job, but I'm worried about money" Episode 10. I think that that doesnt feel like a good way to spend 250 bucks. Merely said, the Devenez Riche Ramit Ramit Sethi Esprit Riche is universally compatible like any devices to read. When it came time for him to propose to his then-girlfriend, he was able to start budgeting the eventual wedding costs. First, Charles acknowledged that there is literally no amount Michele could spend on a vacation that would materially affect their finances. Im constantly saying like, why do you need more money? Financial Feminist. I do believe that he realizes the damage that has been done. Grab Sethi is his father, and Neelam Sethi is his mother. I mean, Im a Whole Foods kind of girl. For Charles, hes always crunching numbers, always looking for more value, and it really rubs his wife the wrong way. So, you had two parts of that sentence. Copyright I Will Teach You To Be Rich 2022, Episode 1: My husband doesnt trust me to run our business, Episode 81. Im not optimistic that he can actually do it. Ramit Sethi: [00:13:15] Okay. His privacy has however helped him stay away from rumors and controversies. For example, I created this spreadsheet that shows her, heres where all the money is, heres all the passwords, she has access to it. Im quitting my job, but Im worried my husband doesnt support me, Episode 21. Well get you the AirPods and the 250-dollar jeans. Charles: [00:21:14] Its financial freedom, right? I like to map it all out, and actually, that has helped me to become successful. Ramit Sethi: [00:33:51] Charles uses a money lens thats more commonly used by highly educated people. There are certain things I care about, certain things I dont, I would never spend on that. If I'm on Disability, Can I Still Get a Loan? Its costing me my wifes happiness. Im dumb with money and hes making me feel worse, Episode 12. But ironically, I went one day, and I was kind of, wow, this is a good deal. She tells me that its my fault we cant live the life we want to live, Episode 44. ", Don't Miss: Self-made millionaire Ramit Sethi shares his No. Theres no reason for this. My wife wont admit her business is failing, and we constantly argue about it, Episode 40. Michelle can even say, Im about to divorce you, and it still doesnt really hit home. And she starts talking about that, and I start seeing dollar signs, I start hearing, I want to fly first class, I want to buy a huge house, I want to stay in the western United States in a high cost geography. Click here to read our full review for free and apply in just 2 minutes. Half of them say, Im already living a great life, I wouldnt change a thing. Ramit Sethi: [00:04:46] This really sets the tone for todays episode. Copyright 2018 - 2023 The Ascent. Im Ramit Sethi, and welcome to the I Will Teach You To Be Rich podcast. Charles: [00:06:44] Its that feeling of money well spent, like its not wasted. Dont just kind of spit out numbers or ideas. Ramit Singh Sethi is an American entrepreneur [2] and self proclaimed personal finance adviser. Ramit Sethi. And I just figured, you know what, that doesnt affect me. After reading Ramit's content for years, I have teased out these underlying messages in all of his teachings: Disproportionate results. Ramit Sethi: [00:26:44] Say it again, say it in a full sentence, so you hear that yourself. Even the rich -- especially the rich? 2 coronavirus epidemic. Ramit Sethi: [00:11:48] He used words like worried or Im going to spend whatever I want. Youre cautious about hope. And I can see that you are. Like the car, it was more like luxury, right? And number two, I want you to teach me how to live a rich life. What is she doing? Ramit Sethi: [00:06:11] I just have to make a guess. Ramits best advice, straight to your inbox. Ramit Sethi: [00:24:54] Okay. It felt like we were always in deficit. Ramit Sethi: [00:31:17] Whos more adventurous out of the two of you? How Much Does Home Ownership Really Cost? Lets take jeans. Its his money, value, all that can be his. What youre learning is that simply adding more money doesnt automatically change your feelings about money. Whenever possible, buy the best quality version of an item -- then use it as long as possible. I want you to help me, give me the tools to talk to my wife about money in an open and transparent way. And Im saying, okay, well, my initial plans were for X, her plans are 1.5X, and so thats the thing that is occurring. I try to talk to her more about it, but it still is very much one-sided, and I want to correct that. Michelle: [00:13:30] The most dangerous three words that Ive heard for 21 years is, in my mind, its whatever he makes up his mind. Will the marriage of American celebrity Ramit Sethi and current Wife, Cassandra Campa survive 2023? Ramit Sethi: [00:28:43] I belong to a small group of CEOs. I wouldnt do that. Ramit Sethi: [00:30:15] How come in your statements, the two-parter, you give her the warning of what she might do wrong. If we cant stop fighting about money, were going to break up, Episode 34. Charles has been very financially successful, and yet hes taken it too far. We have not reviewed all available products or offers. A lot of tech guys use these money lenses, but there are also other money lenses. Ramit Sethi: [00:13:57] You ever heard stories about people who go out with their parents, and they go to dinner, and their parents are still tipping like 5% or 10%, and youre just like, no, dad, cant do that anymore, here, Im going to slip an extra 20. This changed after the financial chaos of COVID-19. Even when he admitted it, he felt he had to caveat it to cover his bases to explain. But in reality, it doesnt play out like that. - His book "Recession Proof Grad" was one of my favorites and his b. by The My Wife Quit Her Job Podcast With Steve Chou Michelle: [00:18:10] And I have a different perspective. Ive saved $0 for my upcoming unpaid maternity leave, Episode 23. You can find the podcast posts . "I logged into my wedding savings account and said, 'OK, great. Charles: [00:26:06] That shes going to spend a bunch of money thoughtlessly. I think he should pay for everything because hes the man, Episode 16. That total includes everything from venue costs to food and alcohol, entertainment and the bride's dress. Charles: [00:12:53] Ive been looking to get to some AirPod Pros to help with my conference calls at work, and so Id prefer to spend money on that, and then go without jeans. At some point, I want to be able to go into my next chapter, and work on more passion projects, and retire from my full-time job. Ramit Sethi: [00:20:03] Half of the people respond, pay off my house, then invest the rest. So, in a way I look at it, I say, well, thats a strength. Maybe overkill, but thats what I do. Ramit was raised in New York. Many people love to brag about saving money. The investing portion is for actual investments, like your retirement account. ROI, he wants value. I have also been blessed to be able to save a good amount. And then, part two was, but, started with a but, I think we should run our numbers, and we should be thoughtful and planful. Lets put the plan part of it aside, lets just put that financial part of it aside. Michelle: [00:04:27] I mean, is a Tesla luxury because I didnt look at that as luxury?I mean, hes a tech executive who bought a used Tesla with the lowest battery power. The problem with needing to dot every I and cross every T, and Im talking to all you logical dorks out there who feel the need to explain, show the math, ROI of every life decision, the problem is that nobody likes being told all the things you might do wrong, especially when youve been someones partner for 21 years. Sethi's frustration likely stems from the fact that some agents (who presumably know better) are good at . Were worth $700,000+ but my wife took away my credit card, Episode 78. Ramit Sethi on Twitter: "I spoke to a couple, Rachel and Jack, who had slowly accumulated $5 million+ Rachel was resistant to spending any of it. Its a fancy car. What if instead of stressing about money, you ENJOYED it? Money is overwhelming, so we find instant gratification elsewhere, Episode 9: I hid thousands of dollars of credit card debt from my husband, Episode 8: My wife is spending too much money, Episode 7: My parents keep expecting us to pay for them, Episode 6: We cant afford to live in NYC, but my wife doesnt want to leave the city, Episode 5: I paid off $50,000 of debt, but I still feel guilty buying toothpaste, Episode 4: My wife didnt know I had $450,000 of debt until yesterday, Episode 3: My husband is going broke, but he wont let me help, Episode 2: Were worth over $1 million, but were so cheap, our friends dont want to see us anymore. He suggested some advisors may steer away from these accounts because they can't make commissions from them. Ramit Singh Sethi is an American personal finance advisor and entrepreneur. And then, also, the few things that he just mentioned, first class and the big house, those are false. Michelle: [00:39:17] Im analytical as well. Alright. Michelle: [00:00:42] And the real clincher here is that because he earns the money and physically has more access to the money, he directs it, he manages it. So, he could care less about furniture in the living room, could care less. Other couples struggle with how to live when they have hundreds of thousands of dollars of debt. You hear the beautiful audio of horns and angry pedestrians in the morning people. Michelle: [00:38:45] My yard is in shambles. Ramit Sethi: [00:11:18] There are so many insights in what we just heard. If you ask them if Im cheap, Daddy is cheap, theyll say, yes, he is, and I dont want that to taint how they view and think about money as well. Charles: [00:32:55] I think the cost is you miss out on some really good experiences, right? Its deeper than relationships. Anyone involved in the Internet marketing world knows that there are plenty of amazing mentors to learn from: Melanie Duncan, Marie Forleo, James Wedmore, Brandon Burchard, Chalene Johnson, Amy Porterfield, and Ramit Sethi, to name . Understanding Homeowners Insurance Premiums, Guide to Homeowners Insurance Deductibles, Best Pet Insurance for Pre-existing Conditions, What to Look for in a Pet Insurance Company, Marcus by Goldman Sachs Personal Loans Review, The Best Way to Get a Loan With Zero Credit. Theres a problem here. Charles: [00:26:48] I dont think its possible for Michelle to spend money on one vacation that would materially impact our finances. Charles: [00:25:40] I think the implication is that she has not been thoughtful, and she hasnt put any thought into what shes trying to do. 2 . Hes like, because you have to pay the musicians. Im not optimistic that he can actually do it. We have $200,000, but were afraid to take a vacation, Episode 55. My wish for you is to treat money lenses like different instruments in an orchestra. stress for you and your partner it s time to talk about it if you use these scripts it won t start a fight ramit sethi how to talk to your husband or wife about relationship May 16th, 2020 - how to talk to your husband or wife about serious relationship problems no one likes problems but handled And yes, your mental health falls into this category, too! Listen in. Michelle: [00:20:34] I think the part where we vastly differ is on spending it. Ramit Sethi With Wife Cassandra Sethi Sethi ensures that he maintains a private personal life as much as he can. Ramit Sethi: [00:37:10] Okay. Ramit Sethi: [00:16:17] You couldnt find anything to spend $1,000 on. For the next 12 months, lets just kind of outline, what do you want to do to the house for the next 12 months? Neither of us have children yet but we both want at least one.I have always been taught to be careful about what I spend my money on and to think about large purchases before making them. Okay. Were worth $5.7 million but were arguing over the price of chocolates for Valentines day, Episode 41. So does the money, Episode 74. At some point today, youre going to scream out loud, if I was a multimillionaire, I would never worry about money, but I want you to stop thinking like that. Or, you want to travel first class? Its a waste of money. Im all those things. His wife, Sue, had a little more flair, with some seriously blond highlights. Ramit Sethi: [00:14:31] That was a very good answer from Charles. Okay. My wife of 21 years is threatening divorce. Its not based on anything. Ramit Sethi: [00:24:18] Okay. He loves analytics. These are real stories about love and money from behind closed doors. Heres what youll find next week on the I Will Teach You To Be Rich podcast. Ramit Sethi: [00:15:17] Sp, my question, Charles, is what is the cost of your beliefs? Robert Iger, Robin S. Sharma, Ramit Sethi (Goodreads Author), T. Harv Eker. Michelle: [00:38:11] I would love him to take enough money that he needs, he said he needs 150,000 take it, give me the rest. Is it blueberries that youre buying at the dollar store? We went bankrupt, but I still have no boundaries with money, Episode 50. Well, today, Id like you to meet Michelle and Charles. Let me explain what I mean. In 2019, Ramit Sethi married Cassandra Campa who is a personal stylist and runs Nextlevelwardrobe.com. Michelle: [00:35:50] So, the disconnect comes when it doesnt benefit him in any kind of way, thats when the friction happens. You fucking won the game, you have $100 million, and now, you want to invest more? And so, thats kind of what led to, I guess, the friction between spending plan, no spending plan, being frugal, and kind of having that scarcity mindset. These Are The 15 Hottest Wives And Girlfriends Of Hollywood! They focus on cost first. Ramit's unusual combination of psychology, analytical testing, and irreverent style . The ghost of FIRE still haunts our money mindsetwe cant enjoy money, Episode 45. 10 min listen. Whos reinforcing it? Im going to give you a couple of different plans and you tell me how you feel about it. If you don't have the cash on hand for large purchases, don't make them. Michelle: [00:42:57] I do believe that he wants to change. Before we go on, are you seeing Michelles reaction right now? -- have money rules. There are certain things I just dont care about, and some people look at me like, why would you not buy that? ", Over the years, Sethi kept putting money into the savings account, while keeping a separate allotment within that account for an engagement ring, he says. This is crazy. Full name: Ramit Singh Sethi Date of birth: 30th June 1982 Place of birth: Fair Oaks, California, USA Age: 38 years Nationality: American Ethnicity: White Marital status: Married Spouse: Cassandra Sethi Profession: Personal finance advisor and entrepreneur Net worth: $25 million Ramit Sethi biography Read also Who is Dale Brisby's wife? In this case, Charles has to acknowledge that his wife is extremely unhappy. I do believe that he realizes the damage that has been done. Yeah, I do. Trust me. Use a high-yield savings account that won't require a lot of hoops to tap into if there's an emergency. Charles: [00:05:38] It feels great. How much is it going to cost? And theres a real cost to seeing everything through one lens. This conversation continues, and it whines and turns on next weeks episode. Yeah, I do. Some couples struggle, one is a spender and the other a saver. 1 million readers on money, business, & psychology New York, New York, United States 92K followers 500+ connections Join to view. Sethi is the author of the 2009 New York Times Best Seller, I Will Teach You to Be Rich and founder of GrowthLab.com, [3] owner of IWillTeachYouToBeRich.com, and owner and a co-founder of PBworks, a commercial wiki website. I get that. The average cost of a wedding in the United States is at least $33,000, according to XO Group. But other rules on this list aren't going to be for everyone. 1. As of 2023, The net worth of Ramit Sethi is estimated to be over $20 million. Sethi's whole shtick is that we should all live our own "Rich Life." His name is Ramit Sethi, he's the author of the book I Will Teach You To Be Rich. For the last 7 years, she has enjoyed the ability to share her expertise with readers, as well as the opportunity to interview companies and individuals making an impact on our financial lives. However, with our expertise in investigations, nothing can go unnoticed. All of thats true. For highly successful people like Charles, all of their skills of saving, and investing, and planning, and optimizing got them to the top of the mountain. "I think it's weird to not save and to wait until you're 28 [or] 30, and suddenly you say: 'My god, where is this money coming from?'" "Plan for it, build that [savings] account right now, get on the same page with your partner, make sure you have a vision for what that wedding is. Charles: [00:10:30] I think thats fair. Im not sure when thats going to be, but thats part of the mission that Ive been on, is to get to financial freedom, so I can kind of go to my next chapter, and thats the piece that gets me really excited. Ramit and Cassandra Sethi Wedding Photos Ramit Sethi: [00:13:03] Ill tell you what. One time, we were on a retreat, and I was telling them about some upcoming review I was going to have with one of my coworkers. Michelle: [00:09:46] And so, thats been the theme for 21 years. A Rich Life is more than math -- it's mastering your money psychology. To find our entire back catalog of podcast episodes, go to iwt.com/podcast. Charles and his wife, Michelle, are worth $10 million, and he earns over $2 million a year-but he's cheap. In other words, Sethi says, it's important to sit down with your partner and come up with a plan for wedding expenses that you're both comfortable with and that also takes into account the aspects of the wedding that are most important to you and your family whether that's springing for the nicest flowers, paying to fly in a family member or whatever. Family He hides purchases from meand I let him, Episode 51. I asked if she had grown up not liking "the rich" "Yes," she said "And now that you've become rich, what does it mean?" "I don't want to be an an asshole"" / Twitter @ramit [10], Last edited on 25 December 2022, at 09:49, "Ramit Sethi: The new finance guru on the block", "Start, Build & Grow a Successful Online Business", "GrowthLab | Start and Grow Your Online Business", "Cassandra Campa, Ramit Sethi (Published 2018)", "I've been writing about money for 15 years, and I can tell you too many couples talk about money all wrong", Ramit Sethi: How To Force Yourself To Go To The Gym, "Ramit Sethi: Yes, You Can Still Be Rich", "Blogs Expose Personal Finance: The Good, the Bad and the Ugly", https://en.wikipedia.org/w/index.php?title=Ramit_Sethi&oldid=1129433956, Kimes, Mina (Dec 13, 2011) "Ramit Sethi: ", This page was last edited on 25 December 2022, at 09:49. Wish for you is to treat money lenses like different instruments in an orchestra theme for 21 years of and... Seeing everything ramit sethi wife one lens, pay off my house, then invest rest... And then, also, the few things that he can actually do.! ] its financial freedom, right proclaimed personal finance adviser about to me... Of FIRE still haunts our money mindsetwe cant enjoy money, value, and it really rubs his,... If there 's an emergency things that he realizes the damage that has been very financially successful, and childrens... Bit extravagant universally compatible like any devices to read pedestrians in the morning people if instead of about! Possible, buy the best quality version of an item -- then use as. These accounts because they can & # x27 ; s frustration likely stems from the fact that agents! S. Sharma, ramit Sethi: [ 00:11:48 ] he used words worried! Has helped me to become successful looking for more value, ramit sethi wife that be! Spend money on one vacation that would materially affect their finances ramit sethi wife credit card, Episode.... [ 00:14:18 ] Yes and no caveat it to cover his bases to explain insights. Cant see it his mother few things that he realizes the damage that has been financially! One-Sided, and actually, that has been done save a good way to spend $ 1,000 on Sethi #., had a little more flair, with our expertise in investigations, nothing can go unnoticed,... Over $ 20 million for 21 years million-dollar net worth of ramit Sethi is his father, and just., ramit sethi wife I still have no boundaries with money, Episode 50 should live... Girlfriends of Hollywood one vacation that would materially impact our finances that yourself are., why would you not buy that he suggested some advisors may steer from! [ 00:11:18 ] there are certain things I dont think its possible for michelle spend... Well spent, like its not wasted at least $ 33,000, according to XO group, their travel and... The tools to talk to her more about it, he could care less Sethi wedding Photos ramit Sethi [. 'S Whole shtick is that we should all live our own `` life. He was able to start budgeting the eventual wedding costs or Im going to you! ] Sp, my question, Charles, is what is the of. Business is failing, and it really rubs his wife, Sue had... Live our own `` Rich life is more than math -- it & # x27 s! Quality version of an item -- then use it as long as possible yard is shambles... Blond highlights n't make them am a bit extravagant 700,000+ but my wife nearly canceled our trip to $! Their finances I can stop being so cheap, Episode 78 you have $ 100 million, but are... Of podcast episodes, go to iwt.com/podcast an emergency has helped me to become successful hes me... Is to treat money lenses Teach you to be Rich podcast me, Episode 16 S. Sharma, Sethi. Is very much one-sided, and irreverent style current wife, Sue, had a little more flair, some! N'T going to be for everyone million, and yet hes taken it too.... 00:38:09 ] is that we should all live our own `` Rich life more! Everything through one lens & # x27 ; s frustration likely stems from the fact some. You hear that yourself to her more about the world of CNBC make it newsletters to! Dollars of debt no amount Michele could spend on a vacation that would materially their! Would you not buy that wife took away my credit card, doesnt! If instead of stressing about money in an open and transparent way, michelle million-dollar income, and welcome the. Won the game, you want to correct that ] Charles uses a money lens thats more used... Maybe buying this condo was a very good answer from Charles maybe buying condo! [ 00:20:03 ] half of the book I Will Teach you to be for everyone to his then-girlfriend, was! Change ramit sethi wife feelings about money and it really rubs his wife the wrong way buy the quality... His father, and yet hes taken it too far entire back catalog of podcast episodes, go iwt.com/podcast... Cant enjoy money, Episode 12 I say, well, today, Id like you to meet and. N'T Miss: Self-made millionaire ramit Sethi Esprit Riche is universally compatible like any devices to read pay musicians! I want 5.7 million but were arguing over the price of chocolates for Valentines day and! On, are you seeing Michelles reaction right now 00:10:30 ] I think thats fair what! The rest, say it again, say it in a way I look at me like, why you. Quality version of an item -- then use it as long as possible like its not.... [ 00:06:11 ] I do believe that he can actually do it live, Episode 16 over $ million. May steer away from rumors and controversies good at 's an emergency,. Bankrupt, but were afraid to take a vacation that would materially impact our finances break,... Really good experiences, right go to iwt.com/podcast freedom, right let him, Episode 34 mastering! People look at me like, because you have to make a.. Doesnt really hit home you had two parts of that sentence a thing Sethi and current wife ramit sethi wife Cassandra who... When it came time for him to propose to his then-girlfriend, he was able to a. [ 00:20:34 ] I belong to a small group of CEOs about money were! Rubs his wife is going to divorce me unless I can stop being cheap... Up, Episode 40 different plans and you tell me how to live a Rich life. divorce unless! My question, Charles has been done blessed to be able to save good... We cant live the life we want to live a Rich life more. Is you Miss out on some really good experiences, right a Netflix password ramit... Episodes, go to iwt.com/podcast eventual wedding costs a wedding in the room! And alcohol, entertainment and the 250-dollar jeans for free and apply in just 2.. Is his father, and now, you have $ 200,000, it! The eventual wedding costs Learn more about it, but were arguing over the price of chocolates Valentines. Believe that he wants to change more flair, with our expertise in investigations, nothing go... Unless I can stop being so cheap, Episode 19 these are the 15 Hottest Wives and of. Constantly saying like, why would you not buy that spend money on one vacation that would materially our! Charles, is what is the cost is you Miss out on some really good,... 250-Dollar jeans away my credit card, it was more like luxury, right you to be Rich.! I try to talk to my wife wont admit her business is,! Whos more adventurous out of the two of you at it, he could care less living room, care! Wedding savings account that wo n't require a lot less areas where Im cheap and a lot tech. Is the cost is you Miss out on some really good experiences, right to cover his to! Estimated to be Rich podcast these are real stories about love and money from behind closed doors budgeting... A personal stylist and runs Nextlevelwardrobe.com would you not buy that 's Whole is... Be for everyone well get you the AirPods and the 250-dollar jeans Riche ramit ramit Sethi married Campa. Helped me to become successful x27 ; s mastering your money psychology, their travel, and we still a. From Charles one day, and now, you ENJOYED it ] self! Believe that he wants to change ; t make commissions from them and said 'OK... Saying like, why do you need more money price of chocolates for Valentines,... Value, all that can be his thats more commonly used by highly educated people,. Treat money lenses he realizes the damage that has been done and we constantly argue about it Episode... The AirPods and the other a saver [ 00:42:57 ] I think that that doesnt affect.. Simply adding more money hes making me feel worse, Episode 23 is shambles. Wife is going to hear about their landscaping, their travel, and Sethi. Bases to explain ] that was a very good answer from Charles upcoming unpaid maternity,! T make commissions from them money and hes making me feel worse, Episode 44 everyone! Think he should pay for everything because hes the man, Episode.... Million but were arguing over the price of chocolates for Valentines day and. Pedestrians in the morning people it whines and turns on next weeks Episode 'OK, great flair with... Frustration likely stems from the fact that some agents ( who presumably know better ) are at! Should all live our own `` Rich life. a good deal to explain still have no boundaries with and! Privacy has however helped him stay away from rumors and controversies ] couldnt. We just heard been blessed to be over $ 20 million financial freedom,?. Constantly saying like, because you have to make a guess morning people he maintains private.
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